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Reinstating NFIP Policies

Unfortunately, no.  Once you have canceled an NFIP policy, you must reapply for new flood insurance policy.  You must submit a new application to your insurance carrier with payment in full.  It is important to know that there is generally a 30-day waiting period for coverage to become effective.  So if you have flood claim during that time, you will not have coverage for that loss. 

Last Updated: 08/28/2019